First of all you should know that however the system is secure, all data is sent as clear text between the user’s computer and the router, unless the user is connecting via a secure protocol (https (ssl), ssh, secure pop3 or imap, etc). This is how public internet hotspots work.
However most of the cases users shouldn’t have to worry as almost all payment and banking websites are using secure protocols (including our payment pages which are provided by PayPal). Your splash pages are also secure.
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